I grew up watching my parents struggle with this. Now I see my siblings doing the same and it kind of prevented me from acquiring huge amounts of debt out of paranoia. Like I didn't want to be in the kind of position where I have to struggle and worry all the time. I learned some stuff over the years that helped. I use a physical planner I keep at my desk. I write down all my bills and make sure all my money is sorted out for each month. I also write down every transition I do on and offline, rounding up to the nearest $1 to ensure I never overdraw on my account. If I want to buy something I don't need, I wait 2 weeks. If I have forgotten it by the end of the 2 weeks, then I really didn't need it after all. I just do stuff like this.
How do you manage your finances and your debts?
How do you manage your finances and your debts?
