A lot of people I talk to around my age don't. Like they have their wants and needs but no one is making moves to make it happen. Like if you want to buy a house, you have to manage your finances, budget accordingly, and save. You can't just coat by and spend your money carelessly. Curious to see who has a budget here they live by and a financial plan with the future in mind. Share tips on sticking to it as well if you got some.