What is one of your financial hacks? I ask this question since we know how important money and credit are. If we all had access to a credible financial hack, then more of our people would have more money to use for self-sufficiency and prepping. Over the past years, I have seen more and more credit services popping up where you can get a reputable tradeline which would be reported on a person's credit. It would show positive new credit. Even with tradelines, it still takes time to fix a bad credit rating although the time can be reduced if the payments are made in a timely manner. People must be disciplined.
