Same here. Overdraft fees kicked my butt when I was young and irresponsible. I hope that they also make banks stop forcing overdrafts by holding deposits until after a person's account goes negative.I needed this in my early 20's when I was a dummy with my money.
This will help out a lot of people on the edge of struggling.
I hope ppl will see what's happening ...even with that police database ... Why now? Yes, the enactments...I welcome it and its needed, but Biden had 3 years to do this. It's election season enactments but for the consumers, we'll take it.
The stock market took off to new highs, this regulation and more to be expected to 'buy' votes.
He'll need Black specific things to get us back though.