The Cookout

Invincible1914 · 9/9/21

Something I was thinking about today. I feel like two people putting all their money in one account seems like a good, responsible thing to; but that account ends up being the source of many an argument. We have a joint account, but ive never taken any money out. I only put money in. It’s so one sided. The idea of us going all the way with one account is terrifying to me. I don’t think I could handle it.

What do y’all think?

Troy · 9/9/21

I like keeping my money separate

keeps it easier and stops her from knowing how much I make

Jay · 9/9/21

Invincible1914 said:
Something I was thinking about today. I feel like two people putting all their money in one account seems like a good, responsible thing to; but that account ends up being the source of many an argument. We have a joint account, but ive never taken any money out. I only put money in. It’s so one sided. The idea of us going all the way with one account is terrifying to me. I don’t think I could handle it.

What do y’all think?

I prefer a joint with two separate accounts. We total all the expenses, determine what percentage we gon contribute of our income, and then we put that in the joint every month. Any left over in the joint goes to vacation fund, savings, and investment. The rest stays in our personal accounts so we have some level of privacy and autonomy.

Geoff · 9/9/21

I’m not married yet, but I don’t like the idea of not having my own account.

sourgrapes · 9/10/21

This really depends on who you marry. I don't mind a joint account. I think if you are in a marriage, regardless of who makes what, that money becomes one income that both people can use. I think it is fair to say you can use the money you make to get what you want within reason but if you need to spend beyond your means, asking is the right thing to do. In some married couples, only one person works and decides to share that income. It is rarer today for sure but those marriages still exist.

Real One · 9/10/21

Jay said:
I prefer a joint with two separate accounts. We total all the expenses, determine what percentage we gon contribute of our income, and then we put that in the joint every month. Any left over in the joint goes to vacation fund, savings, and investment. The rest stays in our personal accounts so we have some level of privacy and autonomy.

This is how I do things kinda. I like having the money split up, because if one account gets compromised, we have the other account as a backup just in case. With one, there's no recourse for something bad happening.

That sounds like a good idea to use the leftover money on other things.

Jay · 9/10/21

Real One said:
This is how I do things kinda. I like having the money split up, because if one account gets compromised, we have the other account as a backup just in case. With one, there's no recourse for something bad happening.

That sounds like a good idea to use the leftover money on other things.

Yes and then you get privacy which is important.

Lamont · 9/10/21

A side account is a must, my income is personal.

Nesut · 9/10/21

Invincible1914 said:
Something I was thinking about today. I feel like two people putting all their money in one account seems like a good, responsible thing to; but that account ends up being the source of many an argument. We have a joint account, but ive never taken any money out. I only put money in. It’s so one sided. The idea of us going all the way with one account is terrifying to me. I don’t think I could handle it.

What do y’all think?

You be giving your whole check to your wife huh? That’s what sparked this thread. It’s all good, she sounds lovely.

Invincible1914 · 9/11/21

Nesut said:
You be giving your whole check to your wife huh? That’s what sparked this thread. It’s all good, she sounds lovely.

Not the whole check. We use our joint account to pay bills out of... mainly the mortgage, HPA fees, and car insurance. I shoot a certain amount out of each check over to cover it. Instead of paying those bills directly, I transfer the money into the joint account. I guess you can say what sparked the thread is that I have no idea what’s going on with that account which leads to a lot of suspicion.

I directly pay the cell phone, cable, internet bills. (I used to work for Verizon and got 50% off) She directly pays the other utility bills like water and gas.

Jay · 9/11/21

Invincible1914 said:
Not the whole check. We use our joint account to pay bills out of... mainly the mortgage, HPA fees, and car insurance. I shoot a certain amount out of each check over to cover it. Instead of paying those bills directly, I transfer the money into the joint account. I guess you can say what sparked the thread is that I have no idea what’s going on with that account which leads to a lot of suspicion.

I directly pay the cell phone, cable, internet bills. (I used to work for Verizon and got 50% off) She directly pays the other utility bills like water and gas.

That’s a good system and seems like it allows you to focus on just getting the bag.

Nesut · 9/11/21

Invincible1914 said:
Not the whole check. We use our joint account to pay bills out of... mainly the mortgage, HPA fees, and car insurance. I shoot a certain amount out of each check over to cover it. Instead of paying those bills directly, I transfer the money into the joint account. I guess you can say what sparked the thread is that I have no idea what’s going on with that account which leads to a lot of suspicion.

I directly pay the cell phone, cable, internet bills. (I used to work for Verizon and got 50% off) She directly pays the other utility bills like water and gas.

That’s a nice setup. I want to get out of having to pay the bills completely.

Come home on pay day showering my wife like this and then open up this Hennessy for the game.

Invincible1914 · 9/11/21

Nesut said:
That’s a nice setup. I want to get out of having to pay the bills completely.

Come home on pay day showering my wife like this and then open up this Hennessy for the game.

I remember she used to say slick stuff like she shouldn’t have to worry about any bills and should know that her man has all that under control. I bust out laughing. I told her she gonna have to turn off the tv and hit the treadmill. I was clowning.

Bruh Man · 9/11/21

Invincible1914 said:
I remember she used to say slick stuff like she shouldn’t have to worry about any bills and should know that her man has all that under control. I bust out laughing. I told her she gonna have to turn off the tv and hit the treadmill. I was clowning.

tracymorganlol perfect comeback

you don’t wanna pay bills that’s fine but you need to keep it right and tight and when I get home I need a clean house and a hot plate.

you ready to accept the offer?

Sovereign · 9/11/21

Invincible1914 said:
Something I was thinking about today. I feel like two people putting all their money in one account seems like a good, responsible thing to; but that account ends up being the source of many an argument. We have a joint account, but ive never taken any money out. I only put money in. It’s so one sided. The idea of us going all the way with one account is terrifying to me. I don’t think I could handle it.

What do y’all think?

keep everything separate and pay the bills out of our own accounts.

Invincible1914 · 9/11/21

Sovereign said:
keep everything separate and pay the bills out of our own accounts.

Yeah man, joint accounts are a mistake.

Sovereign · 9/11/21

Invincible1914 said:
Yeah man, joint accounts are a mistake.

my boy split with his wife and she cleaned the joint account. court had no mercy on him either, he lost house, car, and got like22% custody of the kids. #GMB

Invincible1914 · 9/11/21

Sovereign said:
my boy split with his wife and she cleaned the joint account. court had no mercy on him either, he lost house, car, and got like22% custody of the kids. #GMB

I say cot dam!

This is one of the reasons I made this thread… those accounts are an open door to fukkery and shenanigans. The man is in a compromising position, and the woman has this constant temptation to do something underhanded just dangling in front of her.

Sovereign · 9/11/21

Invincible1914 said:
I say cot dam!

This is one of the reasons I made this thread… those accounts are an open door to fukkery and shenanigans. The man is in a compromising position, and the woman has this constant temptation to do something underhanded just dangling in front of her.

dude and that aint even it all, he filed BK so he started from square 1. he balling again but that nigga aint about no marriage

Nesut · 9/11/21

Invincible1914 said:
I remember she used to say slick stuff like she shouldn’t have to worry about any bills and should know that her man has all that under control. I bust out laughing. I told her she gonna have to turn off the tv and hit the treadmill. I was clowning.

I bet that was her last time bringing that up.

lexodyssey · 9/13/21

Jay said:
I prefer a joint with two separate accounts. We total all the expenses, determine what percentage we gon contribute of our income, and then we put that in the joint every month. Any left over in the joint goes to vacation fund, savings, and investment. The rest stays in our personal accounts so we have some level of privacy and autonomy.

I'm not married but that's what I would do. I would have to have some sort of privacy or I wouldn't feel right. I don't think there's anything wrong with a bit of independence and privacy in a relationship.

Jay · 9/13/21

lexodyssey said:
I'm not married but that's what I would do. I would have to have some sort of privacy or I wouldn't feel right. I don't think there's anything wrong with a bit of independence and privacy in a relationship.

I agree, a relationship shouldn’t be you having to give up your autonomy…thats how you end up with people feeling like they lost years being with you. I want my partner and I to be two separate people with a common goal and commitment...they rest is up to them to define.

sunshinenmay25 · 9/18/21

Only if you are married should you have a joint account but always have a personal account as well.

Troy · 9/18/21

sunshinenmay25 said:
Only if you are married should you have a joint account but always have a personal account as well.

Facts. You always have to keep the personal on deck. What if you want to let a family member borrow money? You don’t wanna be pulling from the joint.

Bruh Man · 9/22/21

Troy said:
Facts. You always have to keep the personal on deck. What if you want to let a family member borrow money? You don’t wanna be pulling from the joint.

Why you in here frontin like you dont be writing your whole check over, cut it out.

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