About 4 years ago, I had to address the fact that my budgeting skills sucked. I basically had no budget. I just spent how I felt. I would at least check my account balance periodically, but I was stuck in a cycle of overdrafting my account and rushing to switch from savings to avoid the overdraft fee. So basically outside of direct deposit into savings I was always ending up broke and my money management was sloppy.

I had to change it up. I did my online research and got put onto using a rewards credit card for every single purchase. The catch is you have to keep a zero balance. I zeroed out all of my credit cards and haven’t used a debit card other than at the atm since.

My question is who else on this site is doing this. I wondering if we can share ideas on techniques and what’s the best card to use.

Keanu Reeves is on the top of the list for sure. He seems like a decent guy and would be cool to hang with. Terry Crews seems pretty chill too!

Mine was completing Dark Souls when it first came out. I really felt like I had conquered the world lol I still remember nearly throwing my controller against the wall after dying so many times.

I tend to stick with Netflix and Hulu but I find myself considering a few others here and there. I feel like with every network coming out with their own, it’s impossible to keep up. I also feel like it’s getting more expensive than cable now so I’ll be interested to see where it all ends up going.

Always looking for some new material to listen to. I used to listen to a few business and self help podcasts but I fell out of touch with those a few years ago. I'm open to any categories now; I'm not very picky as long as it's interesting!

I have been looking for some new people to sub to. As of now, I am only watching a handful of people. I used to be subbed to like 30+ channels but stopped watching a lot of them.

SomeOrdinaryGamers, SomeBlackGuy, Pewdiepie, LongBeachGriffy, The Critical Drinker, and penguinz0 to name a few. I like things related to entertainment topics, relaxed reaction videos, tech stuff, anime talk, some gaming, just things of that nature. I am open to some recommendations.

You can just share what you are currently into as well.

Not a loaded question and don't want this to become something political. Some of my friends did, some didn't. My family is a mixed bag on the topic. Some got theirs right away, others are waiting, some don't want it at all. I was going to get mine but my doc told me to wait. I have certain allergy issues he has concerns with and wants to wait until there is more testing done. He said the J&J shot is likely the safest route for me. I'm fine with waiting cause I already had COVID-19 back in June of 2020.

I grew up watching DBZ, Cowboy Bebop, and other sorts of animes. I still enjoy it today. While I don't like it as much as DBZ, I am still following Dragon Ball Super. Recently got into buying the mangas and I am really enjoying it. Always felt like this series was one of my favorites so I love meeting new people who enjoy it as well.

Are you into anime? If so, what are you into?

This is hilarious, he’s brake checking people and recording them as they call into the line. Then when he gets them on the phone he hops out and confronts them. It’s probably scripted but it’s a fun watch.

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@6:45

How do you know how to operate this whole truck but ain’t smart enough to understand you gotta driven differently with a load? Dude wrecked the load and the structure he ran into. I was watching the whole time like:




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Everything is going mirrorless but I am very fond of DSLR. I have been reading up on both and still I am having a hard time deciding. Any thoughts or tips
on which one?

I just completed all the episodes that are in season 5 so far. I hear they are doing a season finale episode in September, and it'll be extended. My guess it'll be two episodes, like a two parter or something. Any fans of Rick and Morty in here? I've been binge watching the show since I started watching it last week. So I'm a tad bit late to the party it seems.

Who would you guys consider to be your favorite MMA fighter? Obviously you can see I got an avatar of one of the greats in Anderson Silva. He was my favorite for sure, and I still respect the guy a great deal. I heard he is supposed to be boxing Tito Ortiz soon, wonder how that will be.

Anyway discuss your favorite MMA fighters in here.

It's still hard to believe that Chadwick Boseman died nearly a year ago. The fact that no one really knew he was going through cancer was crazy to me. He hid that really well and I didn't notice anything different about him. But when he died, I was totally shocked. I didn't see it coming.

Anyway, with him now gone, there has been rumors that his sister in the movie will take over as the new Black Panther. Do you like this idea? I do, I think it's a great way to keep the movies going, and they can always go to side stories with the other characters in that world.

What do you guys think? I'm glad they didn't recast his character.

The NFL season is nearly here and I can't wait to finally get the regular season going. The preseason is still currently underway, but it should be ending here soon. This may be a bit early, but what is your prediction for what teams will go the Super Bowl? And what team wins it?

I could see the Packers making it with all the talk that's going on. As for the AFC side of things, maybe the Chiefs again. They could repeat yet again. Anything is possible.

I happen to be a huge Samuel Jackson fan. I'm looking forward to this one for sure! I was just reading some early screening reviews and it sounds like it is going to be a good one to see.

It's a mad house out here lol I just recently got back into the game and it's been... an experience. I've tried the different apps but they're all the same these days. I feel like a new one comes out every day and the same type of people are always on them.

I just checked out The Eternals poster on twitter. I think it looks pretty cool and I'm interested to see how the movie is. I feel like it could be a little underwhelming though - Like they will try to hype it up and fall short. What do you think?

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Out of all the games you’ve played, what’s your favorite one? The one where if you could go back in time and play it for the first time, you would. For me, it has to be GTA 5. I’m afraid to admit how many hours I’ve spent playing that one lol

Did anyone hear about Scarlett Johansson suing Disney over the Black Widow release? What do you think about it? I do think they should have released it only in theaters like it was originally meant to be. (At least in the US where theaters are pretty much open) I think releasing it on Disney+ stopped a lot of the potential revenue it could have had. But, I am also unsure if ruining her relationship with Disney is the best decision for her career - Especially with how well the Avengers movies did. What are your thoughts?

7 Joints I keep in constant rotation so far this year...

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This is epic...the community got together and raised $1M in funding for the Hidden History Museum!

I was kind of concerned but I donated 3 times to do my part. Now let's hope they don't play games when its time to secure the land.

As in stream to twitch, facebook, youtube and maybe a few other sites out there. I have thought about streaming myself, as I think it'd be fun to stream out to the masses. But, my anxiety is a bit iffy and idk how I will react.

Anyway, does anyone here stream on Twitch? It doesn't have to be specifically video games either. I know people who stream comedy, some stream about movies and tv and or entertainment in general, and some just stream to talk and hangout with their fans and or community.

What movies have you guys watched recently? I just watched The Suicide Squad recently, and wow was it an improvement over that trash that was the first movie. Other than that, I always watched the newest Space Jam movie, but man was it a letdown. It was literally an ad for Warner Bros. LeBron was honestly boring most of the time. I liked Don Cheadle's performance because you could tell he went to 11 because he didn't care to even be there haha! I liked the original space jam way more for sure.

Been using Discord for many years to keep in touch with my gaming buddies and was wondering if you guys do also? I like it for the voice capabilities and also screen sharing options. It just makes things so much easier.

But, what about you? Do you guys ever use it?